Legalities
Below are our 12 articles in the 'legalities' category:
The concept of affordable housing was set up by the Government to answer the need for low-income families to be able to get on the property ladder. It is a means by which people, who haven't got ...
Unfortunately, and despite conveyancing being a lucrative trade, there are conveyancers who don’t deliver the standard of service you expect. From being obstructive and slow, all the way to ...
Unless you happen to be in the enviable position of being able to buy without a mortgage then you are going to need searches. Of course, it is always advisable to have them done anyway but if you ...
During 10 years as a Senior Conveyancer one of the things I had to explain most often was the difference between EXCHANGE OF CONTRACTS and COMPLETION. It always seemed fairly obvious to me but my ...
What is Indemnity Insurance?
Simply put it is a legal tool whereby DEFECTS in the TITLE or PLANNING problems, to name just two, are effectively made irrelevant. It is not a means to rectify ...
Equity is the legal term for the cash amount held in your property. For instance if your house is worth £150,000 and you have £100,000 outstanding on your mortgage then you have £50,000 in ...
No matter how thorough your conveyancer is and irrespective of how many questions you ask before you complete, there is always a chance that there will be problems after you move in. Let's have a ...
To survey or not to survey; facts are the question. In the rush to move house and save money where possible it may be tempting to avoid having a full survey, this decision alone could cost you ...
A covenant is essentially a promise to do, or not do, something on or to the property. A restrictive covenant is as it sounds; you are restricted from doing something.
You can also get positive ...
A conveyancing completion statement can be one of the most confusing documents you will receive, but they should all have some elements in common. Possible problems to look out for in your ...
A remortgage is simply the word used to change who loans you the money SECURED on it. There are a number of reasons to do this; you may want to raise extra money for home improvements; you may be ...
The introduction of the Home Information Pack is perhaps the most controversial and far-ranging overhaul of the Conveyancing system. There have been so many articles and news stories about them ...
