Legalities...
Below are our articles on the subject of Legalities. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...
Affordable Housing
The concept of affordable housing was set up by the Government to answer the need for low-income families to be able to get on the property ladder. It is a means by...
Boundaries and Boundary Disputes
Issues relating to boundaries and any boundary disputes can turn even the most straightforward conveyancing exercise into a fraught process. Anyone who has...
Changing your Conveyancer
Unfortunately, and despite conveyancing being a lucrative trade, there are conveyancers who don’t deliver the standard of service you expect. From being obstructive...
Conveyance Searches when Buying a Property
Unless you happen to be in the enviable position of being able to buy without a mortgage then you are going to need searches. Of course, it is...
Conveyancing: Fixtures and Fittings
There may sometimes be disagreement between the buyer and seller about the fixtures and fittings of a property. This can be problematic as fixtures are usually...
Difference Between Exchange and Completion
During 10 years as a Senior Conveyancer one of the things I had to explain most often was the difference between EXCHANGE OF CONTRACTS and...
Do I Need Indemnity Insurance?
What is Indemnity Insurance?
Simply put it is a legal tool whereby DEFECTS in the TITLE or PLANNING problems, to name just two, are effectively made irrelevant....
Post-Completion Problems & Rights
No matter how thorough your conveyancer is and irrespective of how many questions you ask before you complete, there is always a chance that there will be problems...
Problem Neighbours and the Conveyancing Process
Problem neighbours can make life a misery – and may well be a contributory factor for some people deciding to move. Problem neighbours may also...
Pros and Cons of Building Surveys
I cannot stress too much the importance of having at least some kind of survey on the property you are buying. If you are buying with a mortgage then it is a...
Restrictive Covenants
A covenant is essentially a promise to do, or not do, something on or to the property. A restrictive covenant is as it sounds; you are restricted from doing...
The Abolition of Home Information Packs
In May 2010 the UK’s coalition government announced that they were suspending the requirement for a house seller to obtain a Home Information...
The Completion Statement Explained
There are a great many things that you will read while you are moving home. One of the most confusing could well be the completion statement. This should be sent...
The Conveyancing Role with Remortages
A remortgage is simply the word used to change who loans you the money SECURED on it. There are a number of reasons to do this; you may want to...
The Home Information Pack
The introduction of the Home Information Pack is perhaps the most controversial and far-ranging overhaul of the Conveyancing system. There have been so many...
The Impact of the Legal Services Act 2007 on Conveyancing
The Legal Services Act 2007 could change the face of conveyancing in the UK. Increasing access to legal services is a fundamental aspect of this...
The New Land Registration Law
For hundreds of years land registration law has been a complicated area which has been governed by different pieces of legislation. As part of an aim to rationalise...
The Purchase Deed
The buying and selling of land - or the property on it - is governed by far stricter rules than most other types of transactions. The transfer of property from one...
Transfer of Equity and Your Mortgage Lender
Equity is the legal term for the cash amount held in your property. For instance if your house is worth £150,000 and you have £100,000...
What If a Buyer or Seller Goes Bankrupt Before Completion?
There is very little certainty about a house sale until completion takes place. Whilst exchange of contracts is a very definite step towards a...
Will I Need Planning Permission?
Before embarking on the conveyancing process, prospective purchasers may want to pause to consider planning permission. This may be of particular relevance if a...
